This is quite a good time for investment. And why do I say that?
Market has gone down slightly. It's going through another readjustment period. Which is good for new investors or investors who wants to take opportunity of lower unit prices to start investing. For existing investors, don't worry. Given time, Unit Trust will perform. But you have to give it TIME.
TIME is of the essence here.
If we compare the prices on KLCI when the index was 1345 last and now, the prices now are still higher. What this means is that the funds are performing even though it went through market readjustments.
Of course, when the KLCI went down due to subprime issues, most of the funds were reflecting 'red' growths (i.e prices slipped). But if you look at it, that was a good time to manage your investments. In investing, there's always a contingency method. Whether or not we decide to act on it is another issue.
I won't write too much about this. If you want to know more, we can talk :)